CT Paycheck Calculator 2026

How Connecticut withholding is calculated in 2026

Connecticut withholding follows the Department of Revenue Services' calculation rules, TPG-211. Employers either apply these rules or use the matching wage-bracket tables; DRS states there is no percentage method^[ct1]. The 2026 rules and tables are unchanged from 2025. The salary is annualized; a personal exemption (Table A) comes off; a rate schedule applies (Table B); a 2% phase-out add-back (Table C) and a recapture amount (Table D) are added; a personal credit decimal (Table E) reduces the total; and the result is divided by the pay periods, with any CT-W4 line 2 or line 3 adjustment.

For $60,000 under code F: the exemption is $0 because code F's exemption is fully gone above $44,000. Table B gives $2,550.00 on $60,000 of taxable income. Table C adds $25 and Table D adds $0. Table E's credit decimal is 0.10, so the year's withholding is $2,575.00 × 0.90 = $2,317.50, or $89.13 per biweekly check.

Code B's bands are wider (2% on the first $16,000) and code C's wider still (2% on the first $20,000, 6.99% only above $1,000,000).

CT-W4 withholding codes

Form CT-W4 uses one letter, chosen by expected filing status and gross income, instead of allowances; it sets the exemption, rate schedule and credit^[ct2]. On $60,000 paid every two weeks:

Code E applies at or below $12,000 (married separately), $15,000 (single), $19,000 (head of household) or $24,000 (joint). Each exemption falls $1,000 per $1,000 of salary above $24,000 (A), $30,000 (F), $38,000 (B) or $48,000 (C). Two spouses both on code A can be under- or over-withheld, because the phase-outs depend on combined income; the CT-W4 points them to the supplemental tables in Informational Publication 2026(7).

Phase-outs as income rises

Three TPG-211 tables take back low-income benefits as pay rises. Table C adds back the value of the 2% bracket: for code F, $25 for each $5,000 above $56,500, up to $250. Table D recaptures the benefit of the lower brackets above $105,000 (codes A, D, F), reaching $3,400 above $540,000. Table E's personal credit starts at 0.75 (75% off) for low incomes and shrinks to zero above $64,500 for code F.

CT Paid Leave and pre-tax deductions

CT Paid Leave is an employee-only payroll deduction: 0.5% of pay, with no employer match^[ct4], until wages reach the Social Security limit, $184,500 in 2026. That is at most $922.50 per employer; workers who overpay across several jobs can request a refund. The Authority's board voted to keep the rate at 0.5% for 2027^[ct3]. On $60,000 it comes to $300 a year.

Not confirmed: the calculator excludes traditional 401(k) deferrals and pre-tax health premiums from Connecticut taxable wages because Connecticut adjusted gross income starts from federal adjusted gross income, but the DRS rules used here do not say so directly. CT Paid Leave is figured on gross pay minus pre-tax health premiums. Compare New York, Massachusetts and Rhode Island.

Connecticut take-home pay on common salaries

Worked example: $60,000 in Connecticut

1. Gross pay: $60,000 a year ÷ 26 paychecks = $2,307.69.
2. Federal income tax: the IRS percentage method annualizes $60,000 of taxable wages, subtracts the $8,600 built into the 2026 tables for a standard W-4, and applies the brackets (top rate 12%): $193.08^[p15t].
3. FICA: 6.2% Social Security $143.08 plus 1.45% Medicare $33.46^[tc751].
4. Connecticut: Connecticut income tax $89.13, CT Paid Leave (0.5%) $11.54.
5. Net pay: $1,837.40 per paycheck, $47,773 a year (79.6% of gross).

Compare Connecticut with nearby states

Same $60,000 salary, different state: New York $1,824.01 · Massachusetts $1,824.37 · New Jersey $1,845.45 per paycheck. The state tax calculator ranks every state we cover on one salary, and the paycheck calculator switches states in one click. Hourly? Add overtime with the time and a half calculator.