Paycheck calculator
Calculate my paycheck
Pick a state, enter your pay and W-4. Everything runs in your browser; nothing is sent anywhere.
Take-home pay$1,938.08every two weeks · $50,390 a year
| Item | Per paycheck | Per year |
|---|---|---|
| Earnings | ||
| Gross pay | $2,307.69 | $60,000.00 |
| Taxes | ||
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Total taxes | −$369.62 | −$9,610.00 |
| Net pay | $1,938.08 | $50,390.00 |
Taxes take 16% of gross pay in Texas. Your top federal withholding bracket is 12%.
Saves every field in the link, nothing on our servers.
How to calculate your paycheck
Your paycheck is gross pay minus four kinds of deductions, taken in this order:
- Gross pay per period: salary ÷ number of paydays (52, 26, 24 or 12), or hours × hourly rate plus overtime at 1.5×.
- Pre-tax deductions: traditional 401(k) contributions and Section 125 health, dental and vision premiums. They lower income tax; health premiums also lower Social Security and Medicare.
- Federal income tax: the employer annualizes your taxable wages, subtracts an allowance built into the IRS tables, and applies the 2026 brackets for your Form W-4 filing status[p15t]. On $60,000 single that is about $193.08 every two weeks.
- FICA: 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on all wages, plus 0.9% over $200,000[tc751].
- State and local tax: 41 states and DC tax wages. Some add city or county income tax (New York City, Philadelphia, Ohio cities, Maryland counties) and disability or paid-leave contributions (California, New Jersey, New York, Washington and others).
The calculator above runs these steps with each state's own 2026 withholding formula. The state tax calculator lines up all states on one salary, and the weekly paycheck calculator handles weekly pay and hourly shifts.
Check calculator by state
Each state page has the same check calculator preset for that state, plus its brackets, local taxes, a take-home table and a worked example.
- Alabama paycheck calculator2%–5%; deducts federal tax; Birmingham 1% occupational
- Arizona paycheck calculator2.5% flat; A-4 picks 0.5%–3.5% of pay (2.0% default)
- Connecticut paycheck calculator2%–6.99% by CT-W4 code; CT Paid Leave 0.5%
- California paycheck calculator1.1%–14.63% withholding; DE 4; SDI 1.3% uncapped
- Colorado paycheck calculator4.40% flat; FAMLI 0.44%; Denver $5.75/month
- Florida paycheck calculatorNo state income tax; employer-paid reemployment tax
- Georgia paycheck calculator4.99% flat from May 2026; $15,000 deduction; G-4
- Hawaii paycheck calculator1.4%–7.9%; HW-4 allowance $1,144; TDI ≤$7.50/wk
- Idaho paycheck calculator5.3% over $16,100 single; allowances now $0
- Illinois paycheck calculator4.95% flat; $2,925 per IL-W-4 allowance
- Indiana paycheck calculator2.95% state plus county tax (Marion 2.02%)
- Iowa paycheck calculator3.8% flat; IA W-4 dollar allowances ($40 each)
- Kansas paycheck calculator5.2%/5.58%; K-4 allowance $9,160, then $2,320
- Maryland paycheck calculator4.75%–6.50% state plus 2.25%–3.30% county; MW507
- Massachusetts paycheck calculator5% + 4% surtax; M-4 exemptions; PFML 0.46%
- Michigan paycheck calculator4.25% flat; $5,900 exemptions; Detroit 2.4%
- Minnesota paycheck calculator5.35%–9.85%; $5,300 per W-4MN allowance; Paid Leave
- Mississippi paycheck calculator4% above $10,000; Form 89-350 exemptions
- Missouri paycheck calculatorUp to 4.7%; KC and St. Louis 1% earnings tax
- North Carolina paycheck calculator4.09% withholding; $12,750 standard deduction
- New Jersey paycheck calculatorRate tables A–E; NJ-W4; health premiums taxed
- New York City paycheck calculatorNYC resident tax 2.05%–4.25% plus NY State
- Nebraska paycheck calculator2.26%–4.6%; W-4N allowance $2,440; 1.5% floor
- Nevada paycheck calculatorNo income tax; 1.17% Modified Business Tax paid by employers
- New York paycheck calculator3.90%+ (cut for 2026); IT-2104; PFL 0.432%
- Ohio paycheck calculator1.6%–3.4% withholding; Columbus and Cleveland 2.5%
- Oklahoma paycheck calculator0%–4.5% for 2026; OK-W-4 allowances $1,000 each
- Oregon paycheck calculator4.75%–9.9% after federal tax; transit 0.1%; Paid Leave
- Pennsylvania paycheck calculator3.07% flat; Philadelphia 3.735%; local EIT and LST
- South Carolina paycheck calculator0%/3%/6%; $5,000 allowance + 10% deduction
- Tennessee paycheck calculatorNo tax on wages; Hall tax repealed in 2021
- Texas paycheck calculator
- Utah paycheck calculator4.45% from June 1, 2026; federal W-4 status only
- Virginia paycheck calculator2% to 5.75%; $8,750 deduction; VA-4 exemptions
- Washington paycheck calculatorNo income tax; Paid Leave 0.81% + WA Cares 0.58%
- Wisconsin paycheck calculator3.54%–7.65% withholding table; WT-4 exemptions $400
The calculator covers 48 states. District of Columbia, Vermont and West Virginia are not included yet: we add a state only after reading its official 2026 withholding tables.
Minimum wage by state, 2026
Each page has the current rate, tipped and youth rates, scheduled changes and what a full-time minimum wage job pays after tax.
- Minimum Wage in California 2026: $16.90 an Hour$16.90 an hour
- Minimum Wage in Florida: $15.00 an Hour From September 30, 2026$15.00 an hour
- Illinois Minimum Wage 2026: $15.00 an Hour$15.00 an hour
- Michigan Minimum Wage 2026: $13.73 an Hour$13.73 an hour
- NJ Minimum Wage 2026: $15.92 an Hour$15.92 an hour
- New York Minimum Wage 2026 and 2027$17.00 an hour
- Ohio Minimum Wage 2026 and 2027$11.00 an hour
- Minimum Wage in Texas (2026): $7.25 an Hour$7.25 an hour
- Minimum Wage Virginia 2026: $12.77 an Hour$12.77 an hour
Pay tools
- Time and a half calculatorOvertime rate and pay at 1.5× and 2×
- Overtime tax calculatorThe 2025–2028 "no tax on overtime" deduction
- Time card calculatorClock in/out times to weekly hours and pay
- Time to decimalHours and minutes to decimal hours
- Pay raise calculatorNew salary, hourly rate and paycheck after a raise
- PTO calculatorAccrual per paycheck and hour worked
- Commission calculatorFlat, tiered and draw commission pay
- Weekly paycheck calculatorTake-home pay for weekly pay
- FUTA calculatorEmployer federal unemployment tax for 2026
Tax calculators
- Bonus tax calculator22% flat or aggregate method, plus state rules
- Payroll tax calculatorEmployee and employer FICA, FUTA and SUTA
- Tax bracket calculator2026 federal brackets, marginal and effective rate
- Capital gains tax calculator0%, 15%, 20% and the 3.8% NIIT for 2026
- Self-employment tax calculatorSchedule SE: 15.3% on 92.35% of net earnings
- Quarterly tax calculator2026 estimated payments and safe harbors
- Estimated tax due dates2026 and 2027 IRS dates, the weekend rule and every state's quarterly deadlines
- California estimated tax paymentsForm 540-ES: 30/40/0/30 schedule, the $500 rule and Web Pay
2026 federal withholding at a glance
| Item | 2026 amount |
|---|---|
| Social Security tax (employee) | 6.2% up to $184,500 of wages |
| Medicare tax (employee) | 1.45% of all wages + 0.9% over $200,000 |
| Federal brackets | 10%, 12%, 22%, 24%, 32%, 35%, 37% |
| Standard-W-4 allowance built into the tables | $8,600 single or head of household; $12,900 married filing jointly |
| 401(k) employee deferral limit | $24,500 |
The allowance in the tables is not your standard deduction: it is what the IRS subtracts in its percentage method when the Step 2 box is not checked, so the brackets in Publication 15-T start higher than the brackets on your tax return[p15t]. The 401(k) limit is from the IRS 2026 announcement[k401].
What changes on paychecks in 2027
The first 2027 paychecks change in several confirmed ways so far, and the calculators switch over as each official table is published:
| Item | 2026 | 2027 | Status |
|---|---|---|---|
| Social Security wage base | $184,500 | $192,300 | Announced by SSA, Oct 14, 2026[ssa27] |
| Federal tax brackets (tax return) | Single 10% to $12,400 | Single 10% to $12,800; all edges about 3% higher | Rev. Proc. 2026-35, Nov 5, 2026[rp2635]; see the tax bracket calculator |
| Standard deduction | $16,100 single / $32,200 joint | $16,600 single / $33,200 joint | Rev. Proc. 2026-35[rp2635] |
| Minimum wage, Jan 1, 2027 | CA $16.90 · VA $12.77 · OH $11.00 | CA $17.40 · VA $13.75 · OH $11.40 | State notices; see the California, Virginia and Ohio pages |
| Florida minimum wage | $15.00 (since Sep 30, 2026) | $15.00 through Dec 31, 2027 | Indexed to inflation from Jan 1, 2028[fl27] |
| New York minimum wage | $17.00 NYC area / $16.00 rest | No increase on Jan 1, 2027 | Indexing off-ramp met; a higher rate is only proposed[ny27] |
| 401(k) employee deferral limit | $24,500 ($8,000 catch-up at 50+) | $25,500 ($8,500 catch-up at 50+; $11,750 at ages 60–63) | IRS IR-2026-136 and Notice 2026-66, Nov 12, 2026[k40127] |
| IRA contribution limit | $7,500 (+$1,100 at 50+) | $7,500 (+$1,100 at 50+), unchanged | IR-2026-136[k40127] |
| Federal withholding tables (Pub 15-T 2027) | In use | Draft only | The IRS posted an early-release draft on Nov 12, 2026 marked "not for filing"; the final version usually comes in December[p15t27d] |
| State withholding tables | In use | Pending | Each state publishes on its own schedule |
The new brackets and standard deduction are for the 2027 tax return; payroll withholding follows them only once Publication 15-T for 2027 is out. Until the final 2027 Publication 15-T is out, paycheck results use the 2026 rules; the 401(k) line is capped at the 2026 limit of $24,500 a year and moves to $25,500 when the calculators switch to 2027. Nothing on this site estimates a table that has not been published.
Frequently asked questions
How do I calculate my paycheck after taxes?
Divide your annual pay by the number of paydays to get gross pay per check. Subtract pre-tax deductions, then federal income tax from the IRS Publication 15-T tables, 6.2% Social Security, 1.45% Medicare and your state and local tax. What is left is net pay.
What percentage of my paycheck goes to taxes?
For a single $60,000 earner it is about 16% in a state without income tax and roughly 22–27% in most income-tax states. FICA alone is 7.65% of every dollar up to $184,500.
Why is my paycheck different from the calculator?
Common reasons: benefits we do not know about (health plan, HSA, Roth 401(k), life insurance), a local tax, an old W-4, year-to-date limits such as the Social Security cap, or bonuses withheld at the 22% supplemental rate.
Is this check calculator accurate for 2026?
It uses the 2026 IRS percentage method, the 2026 Social Security wage base and each state's 2026 withholding formula. The federal part matches every row of the IRS weekly and biweekly wage-bracket tables to within $1.
Sources
- Publication 15-T (2026), Federal Income Tax Withholding Methods
- Topic no. 751, Social Security and Medicare withholding rates
- Contribution and Benefit Base ($184,500 for 2026)
- Form W-4 (2026), Employee's Withholding Certificate
- 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- Social Security Announces 3.6 Percent Benefit Increase for 2027 (taxable maximum $192,300)
- Rev. Proc. 2026-35, inflation adjustments for tax year 2027
- Florida's Minimum Wage Updated September 30, 2026
- 401(k) limit increases to $25,500 for 2027, IRA limit remains $7,500 (IR-2026-136; Notice 2026-66)
- Publication 15-T (2027), early-release draft
- Minimum Wage (2027 rates)