Calculator
OT calculator
Regular rate, regular hours and overtime hours for one workweek.
Time and a half rate$30.00double time $40.00 an hour
| Regular pay | $800.00 |
|---|---|
| Overtime pay (10 h × $30.00) | $300.00 |
| Gross pay for the week | $1,100.00 |
| Overtime premium (the "half") | $100.00 |
50 hours paid. The premium is the part of overtime pay above your regular rate; it is what the 2025–2028 federal overtime deduction counts.
How to calculate time and a half
Multiply your regular hourly rate by 1.5, then multiply by the overtime hours. Add that to regular pay for the week's gross:
- Overtime rate = regular rate × 1.5. At $20 that is $30.
- Overtime pay = overtime rate × overtime hours. 10 hours × $30 = $300.
- Weekly gross = regular rate × regular hours + overtime pay. $800 + $300 = $1,100.
The "half" is the premium: the extra $10 an hour on top of straight time. Payroll systems often show it on its own line as "OT premium", and it is the part that matters for the new federal overtime deduction below.
The regular rate is not always your posted wage. Under federal rules it includes non-discretionary bonuses, shift differentials and commissions earned in the same week, divided by hours worked[cfr778]. If you earned a $100 production bonus in a 50-hour week, your regular rate goes up by $2 and so does your overtime rate.
Time and a half and double time for common hourly rates
| Regular rate | Time and a half | Double time | 10 OT hours at 1.5× | 40 h + 10 OT hours |
|---|---|---|---|---|
| $7.25 | $10.88 | $14.50 | $108.75 | $398.75 |
| $10.00 | $15.00 | $20.00 | $150.00 | $550.00 |
| $12.00 | $18.00 | $24.00 | $180.00 | $660.00 |
| $15.00 | $22.50 | $30.00 | $225.00 | $825.00 |
| $17.00 | $25.50 | $34.00 | $255.00 | $935.00 |
| $18.00 | $27.00 | $36.00 | $270.00 | $990.00 |
| $20.00 | $30.00 | $40.00 | $300.00 | $1,100.00 |
| $22.00 | $33.00 | $44.00 | $330.00 | $1,210.00 |
| $25.00 | $37.50 | $50.00 | $375.00 | $1,375.00 |
| $28.00 | $42.00 | $56.00 | $420.00 | $1,540.00 |
| $30.00 | $45.00 | $60.00 | $450.00 | $1,650.00 |
| $35.00 | $52.50 | $70.00 | $525.00 | $1,925.00 |
| $40.00 | $60.00 | $80.00 | $600.00 | $2,200.00 |
| $50.00 | $75.00 | $100.00 | $750.00 | $2,750.00 |
Who gets overtime pay
Non-exempt employees must get at least time and a half for hours over 40 in a workweek under the Fair Labor Standards Act[flsa]. A workweek is a fixed, recurring 168-hour period; hours do not average across two weeks, even if you are paid every two weeks.
- Exempt employees (executive, administrative and professional roles paid a salary above the federal threshold) are not owed overtime. Job duties decide exemption, not the job title.
- Daily overtime is a state rule. California requires 1.5× after 8 hours in a day and double time after 12 hours in a day, plus overtime on the seventh consecutive day[ca510]. Federal law has no daily limit.
- Holidays and weekends do not trigger overtime under federal law. Holiday pay at 1.5× is an employer policy or union contract.
Overtime and the 2025–2028 federal tax deduction
Overtime pay is taxed like any other wage, but from 2025 through 2028 you can deduct the overtime premium on your federal return: up to $12,500 a year, or $25,000 on a joint return, phasing out above $150,000 of modified AGI ($300,000 joint)[sec225]. Only overtime the FLSA requires counts, and only the half above your regular rate.
Example: 10 overtime hours a week at $20 for a full year is $5,200 of premium (0.5 × $20 × 10 × 52). With $60,000 of income the whole $5,200 is deductible; in the 12% bracket that cuts federal income tax by about $624. Social Security, Medicare and state income tax still apply. From 2026 the qualified amount is reported on Form W-2, box 12, code TT[fs2613]. The overtime tax calculator works through the cap and phase-out.
Why an overtime check looks over-taxedWithholding treats each paycheck as if you earned it every period, so a big overtime check is withheld at a higher bracket. You get any excess back at tax time. To see the paycheck itself, set Hourly and overtime hours in the paycheck calculator or a state page such as the Texas paycheck calculator.
Tracking hours first? Total your week with the time card calculator and convert minutes with the time to decimal calculator.
Frequently asked questions
What is time and a half for $20 an hour?
$30 an hour. Ten overtime hours earn $300, and a 50-hour week pays $1,100 before taxes.
How does an OT calculator work out overtime pay?
It multiplies your regular rate by 1.5 (or 2 for double time) and by your overtime hours, then adds regular pay. Bonuses that are part of your pay plan raise the regular rate first.
Is overtime taxed more than regular pay?
No. Overtime is taxed at the same rates as other wages. Withholding on a large overtime check can look higher because payroll annualizes it, but the difference is settled on your tax return. From 2025 to 2028 the overtime premium can also be deducted, up to $12,500 ($25,000 joint).
Do I get overtime after 8 hours in a day?
Not under federal law, which counts only hours over 40 in a workweek. Some states, most notably California, require daily overtime after 8 hours.
Sources
- Overtime Pay (Fair Labor Standards Act)
- 29 CFR Part 778, Overtime Compensation (regular rate rules)
- California Labor Code § 510 (daily overtime and double time)
- 26 U.S. Code § 225, Qualified overtime compensation
- FS-2026-13, Updates to questions and answers about the new deductions for qualified tips and overtime