Florida Paycheck Calculator 2026

Why a Florida pay stub has no state tax line

A Florida pay stub shows no state income tax because Article VII, Section 5 of the state constitution bars a tax on the income of natural persons who are residents or citizens, beyond what could be credited against a similar federal or other-state tax^[fl1]. Florida levies no personal income tax under that rule, so employers have nothing to withhold for the state. The same section lets Florida tax corporate income: at most 5% of net income unless three-fifths of each house of the legislature votes for more, with at least $5,000 exempt.

That leaves the Florida paycheck calculator with three mandatory lines, all federal:

• Federal income tax, about $193.08 of each biweekly check on $60,000 (single, standard 2026 W-4).
• Social Security at 6.2% up to the $184,500 wage base^[ssa].
• Medicare at 1.45%, plus 0.9% on wages over $200,000.

Florida's unemployment program, called Reemployment Assistance, is not a paycheck deduction either. FloridaCommerce describes its trust fund as funded by a tax paid by employers. A new employer pays 2.7% until it has reported for 10 quarters (11 in some cases), and the legal maximum is 5.4%^[fl4].

Salary calculator Florida: $60,000 broken down

Out of $60,000, a single filer pays about $5,020 in federal income tax and $4,590 in FICA for 2026, keeping $50,390, or 84% of gross. Divided over 26 paydays that is $1,938.08 each.

Pre-tax benefits shrink the federal bill, and Florida has no state rule that adds them back:

The 401(k) row shows the usual pattern: $3,000 a year goes into the plan, but take-home falls by only $2,640 because federal income tax drops. FICA does not change, since 401(k) deferrals stay in Social Security and Medicare wages. A Section 125 health premium lowers both. To compare these numbers with a state that does tax wages, open Georgia or Alabama.

Minimum-wage paychecks in Florida

Florida's hourly minimum rises to $15.00 on September 30, 2026, the last step of a $1-a-year schedule that voters added to the constitution in November 2020^[fl3]. Article X, Section 24 set the rate at $10.00 on September 30, 2021 and raised it $1.00 every September 30 after that^[fl2]. FloridaCommerce lists the $15.00 rate as effective from September 30, 2026 through December 31, 2027. After that, the rate is adjusted for inflation using the CPI-W, and each new rate takes effect on January 1.

For tipped workers, the amendment lets employers count tips toward the minimum only up to the federal tip credit as it stood in 2003, so that credit does not grow when the minimum does. The amendment also says federal Fair Labor Standards Act case law guides how it is read. For overtime, the federal FLSA rule of time and a half after 40 hours in a workweek applies to covered workers: switch the calculator to Hourly, add overtime hours, and the stub shows the time-and-a-half pay with its federal withholding. The overtime tax calculator covers the federal deduction for overtime premiums.

Florida take-home pay on common salaries

Worked example: $60,000 in Florida

1. Gross pay: $60,000 a year ÷ 26 paychecks = $2,307.69.
2. Federal income tax: the IRS percentage method annualizes $60,000 of taxable wages, subtracts the $8,600 built into the 2026 tables for a standard W-4, and applies the brackets (top rate 12%): $193.08^[p15t].
3. FICA: 6.2% Social Security $143.08 plus 1.45% Medicare $33.46^[tc751].
4. Florida: no state income tax is withheld.
5. Net pay: $1,938.08 per paycheck, $50,390 a year (84% of gross).

Compare Florida with nearby states

Same $60,000 salary, different state: Georgia $1,851.71 · Alabama $1,841.58 · Texas $1,938.08 per paycheck. The state tax calculator ranks every state we cover on one salary, and the paycheck calculator switches states in one click. Hourly? Add overtime with the time and a half calculator. For the hourly floor, the Florida minimum wage page has the 2026 rate and what it pays after tax.