Paycheck calculator
Georgia paycheck calculator
2026 federal, FICA and Georgia withholding. Change any field; the pay stub updates.
Take-home pay$1,851.71every two weeks · $48,144 a year
| Item | Per paycheck | Per year |
|---|---|---|
| Earnings | ||
| Gross pay | $2,307.69 | $60,000.00 |
| Taxes | ||
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Georgia income tax | −$86.37 | −$2,245.62 |
| Total taxes | −$455.99 | −$11,855.62 |
| Net pay | $1,851.71 | $48,144.38 |
Taxes take 19.8% of gross pay in Georgia. Your top federal withholding bracket is 12%.
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How Georgia figures withholding in 2026
Georgia withholds a single flat rate, 4.99%, from whatever is left of each paycheck after a standard deduction and an allowance for every dependent you list on Form G-4[ga1]. There are no brackets, so the only things that change the result are your G-4 marital-status letter and your number of allowances.
The Department of Revenue's percentage method has three steps. Subtract the standard deduction for your letter, subtract the dependent amount times your allowances, and multiply what remains by 4.99%. If the result is negative, nothing is withheld. The per-paycheck amounts below come straight from Table E of the September 2026 employer guide.
| Pay period | Married filing jointly, one earner (C) | Single, head of household, both spouses working (A, B, D) | Each allowance |
|---|---|---|---|
| Weekly | $576.92 | $288.46 | $96.15 |
| Every two weeks | $1,153.85 | $576.92 | $192.31 |
| Twice a month | $1,250.00 | $625.00 | $208.33 |
| Monthly | $2,500.00 | $1,250.00 | $416.67 |
| Annual | $30,000.00 | $15,000.00 | $5,000.00 |
Pre-tax 401(k) and other deferred-compensation contributions come off before step one. The guide answers "Are contributions to qualified 401(k), profit sharing, or deferred compensation plans taxable?" with a plain no[ga1]. That is why this Georgia paycheck calculator lowers the state line as soon as you add a 401(k) percentage.
The 2026 rate cut: from 5.19% to 4.99% in mid-year
Georgia changed its withholding method partway through 2026. HB 463, the Georgia Economic Growth and Tax Relief Act of 2026, lowered the flat rate from 5.19% to 4.99% retroactive to January 1. It also lifted the standard deduction to $15,000 ($30,000 for married couples filing jointly) and the dependent deduction from $4,000 to $5,000[ga1].
Payroll could not switch on January 1, because the law was signed in May. The Department told employers to keep withholding at 5.19% until the change took effect and that they could begin using 4.99% starting May 11, 2026[ga1]. Checks before that date used the method in the December 2025 guide[ga2]:
| Item | Wages paid before May 11 | From May 11, 2026 |
|---|---|---|
| Flat rate | 5.19% | 4.99% |
| Standard deduction, single / head of household / separate | $12,000 | $15,000 |
| Standard deduction, married filing jointly (one earner) | $24,000 | $30,000 |
| Each dependent allowance | $4,000 | $5,000 |
The calculator uses the May 11 method because it is what applies to paychecks for the rest of 2026. Because the cut is retroactive, anyone taxed at 5.19% from January to May settles the difference on the 2026 Georgia return, not through payroll.
GA paycheck calculator inputs: Form G-4 explained
Form G-4 tells your employer two things: which standard deduction to use (the letter on line 3) and how many allowances to subtract[ga3]. The letters work like this:
- A, Single and D, Head of household both get the $15,000 deduction.
- B, Married, both spouses working (or married filing separately) also gets $15,000 per job, so two paychecks do not double-count the couple's $30,000.
- C, Married filing jointly with one spouse working gets the full $30,000. On $60,000, switching from A to C cuts Georgia withholding from $2,246 to $1,497 a year.
Allowances are line 4 (dependents) plus line 5 (Georgia adjustments from the worksheet). In the calculator, the "Same as W-4" setting maps a married W-4 to letter C, the one-earner column, matching how the federal tables treat a married filer who leaves Step 2 unchecked. One dependent allowance lowers Georgia tax on $60,000 to $1,996 a year, roughly $250 less (4.99% of $5,000).
If you never turn in a G-4, your employer can use your federal W-4 when it gives enough information; otherwise it must withhold as if you were single with zero allowances. Certificates claiming exempt or more than 14 allowances are honored but must be mailed to the Department of Revenue[ga1].
Georgia salary calculator: what else moves take-home pay
Besides the G-4, three things shift a Georgia check. A pre-tax 401(k) contribution lowers both federal and Georgia withholding. Pre-tax health premiums reduce the wages the calculator taxes at 4.99%. Line 6 of the G-4 adds a fixed extra dollar amount to every paycheck.
The new Georgia subtractions for qualified overtime and cash tips do not change payroll withholding. The 2026 guide says reporting those amounts "does not, by itself, reduce Georgia income tax withholding". The benefit arrives when you file, and it is separate from the federal overtime deduction[ga1]. Hourly workers can still model overtime pay itself with the time and a half calculator.
A Georgia bonus paid in 2026 is withheld at the flat income tax rate in effect on the day it is paid[ga1]. Thinking about a job across the state line? Run the same salary through the Florida, Alabama or Tennessee pages to see how the state line changes.
Georgia take-home pay on common salaries
| Salary | Federal tax | FICA | State + local | Per paycheck | Per year |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $749 | $982.17 | $25,536 |
| $40,000 | $2,620 | $3,060 | $1,247 | $1,272.02 | $33,073 |
| $50,000 | $3,820 | $3,825 | $1,746 | $1,561.87 | $40,609 |
| $60,000 | $5,020 | $4,590 | $2,246 | $1,851.71 | $48,144 |
| $75,000 | $7,670 | $5,738 | $2,994 | $2,253.79 | $58,599 |
| $100,000 | $13,170 | $7,650 | $4,241 | $2,882.25 | $74,939 |
| $150,000 | $24,734 | $11,475 | $6,737 | $4,117.48 | $107,054 |
Worked example: $60,000 in Georgia
- Gross pay: $60,000 a year ÷ 26 paychecks = $2,307.69.
- Federal income tax: the IRS percentage method annualizes $60,000 of taxable wages, subtracts the $8,600 built into the 2026 tables for a standard W-4, and applies the brackets (top rate 12%): $193.08[p15t].
- FICA: 6.2% Social Security $143.08 plus 1.45% Medicare $33.46[tc751].
- Georgia: Georgia income tax $86.37.
- Net pay: $1,851.71 per paycheck, $48,144 a year (80.2% of gross).
Compare Georgia with nearby states
Same $60,000 salary, different state: Florida $1,938.08 · Alabama $1,841.58 · Tennessee $1,938.08 per paycheck. The state tax calculator ranks every state we cover on one salary, and the paycheck calculator switches states in one click. Hourly? Add overtime with the time and a half calculator.
Frequently asked questions
What is the Georgia income tax withholding rate for 2026?
4.99%, flat, on wages above the standard deduction and dependent allowances. HB 463 cut it from 5.19% retroactive to January 1, 2026, and employers could start withholding at 4.99% on May 11, 2026.
How much is $60,000 after taxes in Georgia?
About $48,144 a year, or $1,851.71 every two weeks, for a single filer with a standard W-4, G-4 letter A and no allowances. Georgia withholding is about $2,246, federal income tax $5,020 and FICA $4,590.
Do I need a G-4 if I already filled out a W-4?
Georgia asks for both. Without a G-4, an employer may use the federal W-4 if it contains enough information; if it does not, Georgia tax is withheld as if you were single with zero allowances.
Is a 401(k) taxed in Georgia?
Not when you contribute. Georgia follows the federal rules: qualified 401(k) and deferred-compensation contributions are subtracted from gross wages before Georgia withholding is calculated.
Does the GA paycheck calculator include the Georgia overtime and tip deduction?
No, because payroll does not either. Georgia's 2026 overtime and cash-tip subtractions are claimed on the annual return; reporting them on Form W-2 does not lower the tax withheld from each paycheck.
Sources
- Employer's Withholding Tax Guide 2026 (revised September 2026)
- Employer's Withholding Tax Guide 2026 (revised December 2025)
- Form G-4, State of Georgia Employee's Withholding Allowance Certificate
- Publication 15-T (2026), Federal Income Tax Withholding Methods
- Topic no. 751, Social Security and Medicare withholding rates
- Contribution and Benefit Base ($184,500 for 2026)