Hawaii Paycheck Calculator 2026

How Hawaii income tax withholding works

Hawaii withholding starts from yearly wages, subtracts $1,144 for each HW-4 allowance plus an extra $4,350 that every employee gets, and applies an eight-bracket table for Single or Married^[hi1]. Head of household filers are withheld as Single. Hawaii does not accept the federal W-4: without an HW-4 the employer withholds as Single with zero allowances.

On $60,000 with two allowances: $60,000 − $2,288 − $4,350 = $53,362. That is over $48,000 in the Single table, so the tax is $2,539 + 7.6% of $5,362 = $2,946.58 a year, or $113.33 per biweekly check. The Department of Taxation's own example, $500 a week single with three allowances, comes to $9.58 a week, and this calculator gives the same.

TDI: the Hawaii disability deduction on your pay stub

Hawaii Temporary Disability Insurance lets employers take up to half the cost of the coverage from wages, but never more than 0.5% of weekly wages or $7.50 a week in 2026^[hi3]. The cap is reached at $1,500.21 of weekly wages, about $78,011 a year. Many employers deduct less or nothing, because the employee share depends on what the plan actually costs.

The calculator shows the maximum allowed deduction: $11.54 per biweekly check at $60,000, which is $300 a year. If your stub shows a smaller TDI line, your employer pays more of the premium. Hawaii has no county or city income tax, so income tax and TDI are the only state lines.

HW-4 allowances and what they are worth

The HW-4 worksheet gives one allowance for yourself, one if you have only one job, one for a spouse, one for head of household, one per dependent and more for age 65 or itemized deductions^[hi1]. A single filer with one job claims 2, which is what this Hawaii paycheck calculator uses when the field is blank. Certified blind, deaf or totally disabled employees are exempt from withholding.

Each allowance is small in Hawaii ($1,144 of wages), so at the 7.6% rate it saves about $3.34 per biweekly check. For comparison, a $52,000 earner keeps $1,590.50 per check with the same two allowances.

Hawaii tax cuts and the 2026 tables

Hawaii's 2026 withholding tables, effective for wages paid on or after January 1, 2026, are part of a multi-year income tax cut that widens the brackets each year through 2031^[hi2]. The top rate on wages is 7.9%, applied to Single taxable wages over $125,000 and Married over $250,000. Even so, Hawaii takes more from a typical paycheck than most states: compare California, Oregon and Washington, which has no wage income tax, in the table below.

Hawaii take-home pay on common salaries

Worked example: $60,000 in Hawaii

1. Gross pay: $60,000 a year ÷ 26 paychecks = $2,307.69.
2. Federal income tax: the IRS percentage method annualizes $60,000 of taxable wages, subtracts the $8,600 built into the 2026 tables for a standard W-4, and applies the brackets (top rate 12%): $193.08^[p15t].
3. FICA: 6.2% Social Security $143.08 plus 1.45% Medicare $33.46^[tc751].
4. Hawaii: Hawaii income tax $113.33, HI TDI (0.5%, max $7.50/week) $11.54.
5. Net pay: $1,813.21 per paycheck, $47,143 a year (78.6% of gross).

Compare Hawaii with nearby states

Same $60,000 salary, different state: California $1,832.19 per paycheck. The state tax calculator ranks every state we cover on one salary, and the paycheck calculator switches states in one click. Hourly? Add overtime with the time and a half calculator.