Paycheck calculator
Mississippi paycheck calculator
2026 federal, FICA and Mississippi withholding. Change any field; the pay stub updates.
Take-home pay$1,874.08every two weeks · $48,726 a year
| Item | Per paycheck | Per year |
|---|---|---|
| Earnings | ||
| Gross pay | $2,307.69 | $60,000.00 |
| Taxes | ||
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Mississippi income tax | −$64.00 | −$1,664.00 |
| Total taxes | −$433.62 | −$11,274.00 |
| Net pay | $1,874.08 | $48,726.00 |
Taxes take 18.8% of gross pay in Mississippi. Your top federal withholding bracket is 12%.
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How Mississippi figures withholding
Mississippi takes yearly wages, subtracts the exemption claimed on Form 89-350 and a standard deduction set by marital status, then taxes what is left above $10,000 at a flat 4%[ms1]. The tax is divided by the number of paydays and rounded to whole dollars, so Mississippi lines on pay stubs never show cents.
| 89-350 status | Exemption (no dependents) | Standard deduction | Wages taxed from |
|---|---|---|---|
| Single | $6,000 | $2,300 | $18,300 |
| Married, spouse not employed | $12,000 | $4,600 | $26,600 |
| Married, spouse employed | $6,000 | $2,300 | $18,300 |
| Head of family | $9,500 | $3,400 | $22,900 |
For a single worker on $60,000: $60,000 − $6,000 − $2,300 = $51,700; the part above $10,000 is $41,700, and 4% of it is $1,668 a year. Divided by 26 and rounded, that is $64.00 per check. A single filer pays no Mississippi withholding on wages up to $18,300 a year.
Form 89-350: exemptions, dependents and marital status
Mississippi does not use the federal W-4; employees file Form 89-350, and without one the employer withholds on zero exemption[ms2]. The form asks for marital status and a dollar total: $6,000 for a single person, $12,000 for a married couple (split between spouses in $500 steps when both work), $9,500 for head of family, plus $1,500 per dependent and $1,500 each for age 65 or blindness. In this Mississippi paycheck calculator, leave the exemption blank to use the personal amount for the chosen status.
| 89-350 status | Mississippi tax per check | Take-home per check |
|---|---|---|
| Single | $64.00 | $1,874.08 |
| Married, spouse not employed | $51.00 | $1,887.08 |
| Married, spouse employed | $64.00 | $1,874.08 |
| Head of family | $57.00 | $1,881.08 |
| Dependents | Exemption entered | Mississippi tax per check |
|---|---|---|
| 0 | $6,000 | $64.00 |
| 1 | $7,500 | $62.00 |
| 2 | $9,000 | $60.00 |
| 3 | $10,500 | $57.00 |
Mississippi rate cut to 4% in 2026
The 2026 rate on taxable income above $10,000 is 4.0%, according to the Department of Revenue's January 2026 withholding publication[ms2]. One detail matters for payroll: an August 2025 printing of Publication 89-700 still told employers to use 5% on wages above the tables, and the Department of Revenue corrected it to 4% in a revision dated January 13, 2026[ms3]. A paycheck that withheld at the old rate in early 2026 shows a larger state line than this calculator.
Pre-tax 401(k) deferrals and cafeteria-plan health premiums are left out of Mississippi wages here, following the federal treatment Mississippi says it tracks closely. Mississippi has no city or county income tax. Neighbors Alabama and Tennessee differ sharply: Alabama adds local occupational taxes in some cities, and Tennessee does not tax wages at all.
Mississippi take-home pay on common salaries
| Salary | Federal tax | FICA | State + local | Per paycheck | Per year |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $468 | $992.96 | $25,817 |
| $40,000 | $2,620 | $3,060 | $858 | $1,287.00 | $33,462 |
| $50,000 | $3,820 | $3,825 | $1,274 | $1,580.04 | $41,081 |
| $60,000 | $5,020 | $4,590 | $1,664 | $1,874.08 | $48,726 |
| $75,000 | $7,670 | $5,738 | $2,262 | $2,281.94 | $59,331 |
| $100,000 | $13,170 | $7,650 | $3,276 | $2,919.38 | $75,904 |
| $150,000 | $24,734 | $11,475 | $5,278 | $4,173.58 | $108,513 |
Worked example: $60,000 in Mississippi
- Gross pay: $60,000 a year ÷ 26 paychecks = $2,307.69.
- Federal income tax: the IRS percentage method annualizes $60,000 of taxable wages, subtracts the $8,600 built into the 2026 tables for a standard W-4, and applies the brackets (top rate 12%): $193.08[p15t].
- FICA: 6.2% Social Security $143.08 plus 1.45% Medicare $33.46[tc751].
- Mississippi: Mississippi income tax $64.00.
- Net pay: $1,874.08 per paycheck, $48,726 a year (81.2% of gross).
Compare Mississippi with nearby states
Same $60,000 salary, different state: Alabama $1,841.58 · Tennessee $1,938.08 per paycheck. The state tax calculator ranks every state we cover on one salary, and the paycheck calculator switches states in one click. Hourly? Add overtime with the time and a half calculator.
Frequently asked questions
What is the Mississippi income tax rate for 2026?
4% on taxable income above $10,000. Withholding applies it after the Form 89-350 exemption and the standard deduction for your status.
How much is $60,000 after taxes in Mississippi?
About $48,726 a year, or $1,874.08 every two weeks, for a single filer. Mississippi tax is $1,664, federal income tax $5,020 and FICA $4,590.
How much can I earn before Mississippi withholds tax?
A single filer with no dependents pays no Mississippi withholding on wages up to $18,300 a year: the $6,000 exemption, the $2,300 standard deduction and the $10,000 zero band.
Does Mississippi accept the federal W-4?
No. Mississippi requires Form 89-350. Without it, the employer withholds as if you claimed no exemption.
Sources
- Computer Payroll Accounting, For Periods In 2026 (withholding flowchart)
- Pub 89-700, Withholding Income Tax Tables and Employer Instructions (revised Jan 13, 2026)
- Pub 89-700 (Rev. 08/25, earlier printing)
- Publication 15-T (2026), Federal Income Tax Withholding Methods
- Topic no. 751, Social Security and Medicare withholding rates
- Contribution and Benefit Base ($184,500 for 2026)