Paycheck calculator
Missouri paycheck calculator
2026 federal, FICA and Missouri withholding. Change any field; the pay stub updates.
Take-home pay$1,866.08every two weeks · $48,518 a year
| Item | Per paycheck | Per year |
|---|---|---|
| Earnings | ||
| Gross pay | $2,307.69 | $60,000.00 |
| Taxes | ||
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Missouri income tax | −$72.00 | −$1,872.00 |
| Total taxes | −$441.62 | −$11,482.00 |
| Net pay | $1,866.08 | $48,518.00 |
Taxes take 19.1% of gross pay in Missouri. Your top federal withholding bracket is 12%.
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How Missouri calculates withholding in 2026
Missouri's 2026 formula annualizes your pay, subtracts a standard deduction for your MO W-4 filing status, applies the state rate chart, and divides by the number of paydays, rounding each paycheck's withholding to the nearest whole dollar[mo1][mo3]. There are no allowances and no deduction for federal tax.
| Taxable income over | But not over | Tax |
|---|---|---|
| $0 | $1,348 | $0 |
| $1,348 | $2,696 | 2% of the excess |
| $2,696 | $4,044 | $27 + 2.5% of the excess |
| $4,044 | $5,392 | $61 + 3% of the excess |
| $5,392 | $6,740 | $101 + 3.5% of the excess |
| $6,740 | $8,088 | $148 + 4% of the excess |
| $8,088 | $9,436 | $202 + 4.5% of the excess |
| $9,436 | and up | $263 + 4.7% of the excess |
Because the top rate starts at just $9,436 of taxable income, nearly every full-time wage is taxed at the margin at 4.7%. On $60,000 single, taxable income is $43,900 and the annual figure is $1,882.81: $263 on the first $9,436 and 4.7% of the rest. Divided by 26 paydays that is $72.42, withheld as $72. The Department's own example, a married employee whose spouse works, paid monthly on $35,000 a year, comes out at $707.81 a year and $59 a month[mo1].
Bonuses and other supplemental pay may instead be withheld at a flat 4.7%[mo3].
Missouri W-4 filing status and the standard deduction
Form MO W-4 sets the standard deduction, which in 2026 matches the federal amounts[mo1]:
| MO W-4 filing status | Annual deduction |
|---|---|
| Single | $16,100 |
| Married filing separately | $16,100 |
| Married, spouse works | $16,100 |
| Married, spouse does not work (box on line 1) | $32,200 |
| Head of household | $24,150 |
The married split matters: on $60,000, choosing "spouse does not work" withholds $1,118 a year against $1,872 for "spouse works", because the deduction doubles. The spouse-does-not-work amount is a checkbox on the form rather than a separate filing status. The calculator's default treats a married federal W-4 as a one-earner couple; switch to "spouse works" if both of you have jobs. The MO W-4 also has a line for extra withholding each pay period.
Compared with 2025, the deduction rose from $15,000 to $16,100 for single filers and the width of each lower bracket from $1,313 to $1,348, while the top rate stayed at 4.7%.
Kansas City and St. Louis earnings tax
Kansas City and St. Louis each charge a 1% earnings tax on top of Missouri withholding, and employers in both cities take it out of pay[mo4][mo5].
- Kansas City: residents owe 1% on all earned income wherever they work; nonresidents owe it on pay for work performed inside the city. Taxable earnings are gross pay less cafeteria-plan and qualified deferred-compensation contributions, close to box 1 of the W-2. Employers can apportion a nonresident's pay by last year's pattern, by actual work location, or withhold on everything and let the employee claim a refund[mo4].
- St. Louis: residents pay on all earnings and nonresidents on work done within city limits, and every employer with staff working in the city withholds the tax on gross earnings. Nonresidents who worked whole days outside the city can ask for a refund of tax withheld for those days[mo5].
On $60,000, the Kansas City option adds $23.08 per paycheck and St. Louis $23.08. The calculator applies Kansas City's rate after pre-tax benefits, as the city defines taxable earnings, and St. Louis's to gross pay.
Missouri take-home pay on common salaries
| Salary | Federal tax | FICA | State + local | Per paycheck | Per year |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $468 | $992.96 | $25,817 |
| $40,000 | $2,620 | $3,060 | $936 | $1,284.00 | $33,384 |
| $50,000 | $3,820 | $3,825 | $1,404 | $1,575.04 | $40,951 |
| $60,000 | $5,020 | $4,590 | $1,872 | $1,866.08 | $48,518 |
| $75,000 | $7,670 | $5,738 | $2,600 | $2,268.94 | $58,993 |
| $100,000 | $13,170 | $7,650 | $3,770 | $2,900.38 | $75,410 |
| $150,000 | $24,734 | $11,475 | $6,110 | $4,141.58 | $107,681 |
Worked example: $60,000 in Missouri
- Gross pay: $60,000 a year ÷ 26 paychecks = $2,307.69.
- Federal income tax: the IRS percentage method annualizes $60,000 of taxable wages, subtracts the $8,600 built into the 2026 tables for a standard W-4, and applies the brackets (top rate 12%): $193.08[p15t].
- FICA: 6.2% Social Security $143.08 plus 1.45% Medicare $33.46[tc751].
- Missouri: Missouri income tax $72.00.
- Net pay: $1,866.08 per paycheck, $48,518 a year (80.9% of gross).
Compare Missouri with nearby states
Same $60,000 salary, different state: Kansas $1,840.06 · Illinois $1,829.42 · Iowa $1,870.93 per paycheck. The state tax calculator ranks every state we cover on one salary, and the paycheck calculator switches states in one click. Hourly? Add overtime with the time and a half calculator.
Frequently asked questions
Does Kansas City have an earnings tax?
Yes, 1%. It applies to Kansas City residents on all their earned income and to nonresidents on pay for work done in the city, and employers withhold it from wages.
How much is $60,000 after taxes in Missouri?
About $48,518 a year, or $1,866.08 every two weeks, for a single filer outside Kansas City and St. Louis. Missouri withholding is $1,872 and federal income tax $5,020.
What is the Missouri standard deduction for withholding in 2026?
$16,100 for single filers, married filing separately and married couples where both spouses work; $32,200 for married employees whose spouse does not work; and $24,150 for head of household.
Why is Missouri withholding a whole-dollar amount?
The Department of Revenue requires employers to round the Missouri tax withheld from each paycheck to the nearest whole dollar.
Sources
- 2026 Missouri Withholding Tax Formula
- Form MO-1040ES, 2026 Declaration of Estimated Tax (tax rate chart)
- Employer's Tax Guide, Form 4282 (Revised 03-2026)
- Tax FAQs (earnings tax)
- Employer Withholding and Payroll Expense Tax Information
- Publication 15-T (2026), Federal Income Tax Withholding Methods
- Topic no. 751, Social Security and Medicare withholding rates
- Contribution and Benefit Base ($184,500 for 2026)